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Credit bandsIllustrative APRMonthly repayment

Find out more about credit bands

Credit Bands Explained
We give offers to a very wide variety of customers so to help you make an informed decision, we are showing average prices for bands which contain at least 20% of our customers each.

You're More Than a Credit File
The bands are based on credit scores from TransUnion, but we look at all your data together: there is no guarantee that you are in a specific band and we will make you the best offer possible regardless of the band you think you are in.

We will make you our best offer no matter which band you think you are in.

Representative Example:
Assumed borrowing of £7,500 over 36 months at 33.1% APR representative. Monthly cost of £313.97. Total amount repayable of £11,302.95. Interest rate of 28% p.a.(fixed) and total fees of £400.00.

From 9.9% to 49.9% APR. £1,000-25,000 over 1-5 years available.

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